2017-Qualified Longevity Annuity Contract:Quick Reference-PDF- by John J Mulligan.FINRA REVIEWED


2017-Qualified Longevity Annuity Contract:Quick Reference-PDF- by John J Mulligan.FINRA REVIEWED

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Why should a Financial Professional consider the QLAC in a retirement income plan?

In 2014 the US Treasury named a “new” product class: QLAC – “Qualified Longevity Annuity Contracts” exempt from the age 70 ½ IRA RMD rules.

QLAC’s provide for:

  • Secure retirement income
  • Longevity Insurance for late in life income needs
  • Mandatory refund feature
  • Greater overall liquidity to portfolios with constrained resources 

Provides a summary of the rules that apply to qualified longevity annuity contract (QLAC)s. FINRA reviewed

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